Making Appropriate, Consumer-Friendly Recommendations
Performance Evaluation is a process allowing advisors to partner with a trusted third party to analyze clients’ and prospects’ existing life insurance portfolio, review performance and recommend appropriate alternatives that may reduce premium outlay, increase benefits, or extend guarantees.
Estate Evaluation is a comprehensive analysis of your clients’ current estate plans by a qualified estate planning expert. The process considers your clients’ wishes and objectives and offers appropriate planning alternatives. This process adds significant value to your client relationships without the traditional costs associated with estate plan reviews.
Estate Tax Analysis
Estate Tax Analysis provides a detailed calculation of potential federal and/or state estate taxes associated with a client’s estate, by a qualified estate planning expert.
Long Term Care Evaluation
LTC Evaluation is a confidential analysis of a client’s longevity plan. The process considers the client’s current health, risk retention level and family history. The process confirms the client’s plan efficiently protects assets, allows the client to maintain a similar standard of living, and ensures the client does not become a burden to family members and friends. LTC Evaluation identifies the client’s greatest concerns as it relates to longevity and retirement planning.
Business Succession Evaluation
Business Succession Evaluation (BSE) is a confidential analysis of a business’ current succession plan by a qualified business and estate planning expert. The process considers how the business owners’ goals and objectives are reflected in the current plan and, when appropriate, provides planning alternatives that better achieve the desired results. This process confirms the plan transitions the business to whom they wish in the most efficient manner possible.
Key Person Evaluation
Key Person Evaluation provides an analysis of the impact of a key employee’s death on a business and provides options to transfer the risk and indemnify the business.